New Revenue
Launch premium cyber-protection products, insurance add-ons and subscription services.
Family Digital Safety Infrastructure
Launch Family Cyber Protection under your brand.
Create a complete proposition combining insurance, prevention, incident response, recovery and reporting—without building the operational infrastructure from scratch.
Built for insurers, banks, telcos and embedded-distribution partners.
Orchestration networkPlatform active
Partner brandOrchestrationFamily protected
The market problem
Families face digital risks. Their protection is fragmented.
Identity theft, fraud, hacked accounts, cyberbullying, doxxing, gaming scams, coercion, device compromise and reputation incidents span institutions that rarely coordinate.
Today
Many disconnected services
BankInsurerTelcoDigital platformIdentity providerCyber specialistAuthoritiesSafety organization
With Valvur
One branded protection journey
We turn a fragmented experience into one protection product customers access through a brand they already trust.
Partner value
Turn digital safety into a new customer proposition.
Increase Customer Value
Extend your relationship into everyday digital protection.
Differentiate Your Brand
Offer a high-value family proposition difficult to replicate with insurance alone.
Reduce Loss Severity
Combine prevention and rapid response to intervene before events escalate.
The product
One infrastructure layer. A complete Family Cyber Protection product.
Prevention
- Identity monitoring
- Credential-risk alerts
- Security assessments
- Child identity protection
- Payment and account safety
- Digital-safety guidance
- Device-security integrations
Protection
- Configurable personal cyber insurance
- Fraud coverage
- Identity restoration
- Device and data recovery
- Cyberbullying-related expenses
- Legal and counseling support
- Optional family cyber liability
Adaptable to carrier appetite and local regulation.
Response
- 24/7 incident assistance
- Account takeover response
- Scam and payment intervention
- Cyberbullying escalation
- Doxxing and sextortion support
- Digital reputation response
- Specialist network orchestration
Reporting
- Structured incident intake
- Evidence preservation
- Jurisdiction-aware routing
- Platform and hotline workflows
- Authority escalation
- Payment-provider reporting
- Case-status management
Recovery
- Identity restoration
- Financial recovery support
- Cybersecurity assistance
- Counseling
- Legal support
- Content-removal support
- Ongoing case management
Operational workflow
From customer incident to coordinated resolution.
01
Customer entry
Bank app · insurer app · telco app · partner portal
02
Smart triage
Incident · urgency · exposure · required response
03
Case orchestration
Insurer · bank · responder · specialist · platform
04
Recovery + claim
Immediate support · claim · recovery · case management
05
Product intelligence
Utilization · loss trends · engagement · opportunities
Digital Safety Case Passport
One incident. One case. The right response.
Families should not need to understand which organization handles each part of an online incident. A structured, secure record coordinates insurers, banks, platforms, cybersecurity providers and appropriate reporting channels.
Sensitive family and child-safety information is compartmentalized and shared only where appropriate, permitted and necessary.
Case PassportSecure case active
1Insurance claim
2Bank / payment response
3Platform report
4Cyber response
5Safety escalation
6Legal / counseling support
One controlled record
Embedded infrastructure
Built to become part of your ecosystem.
Launch a fully branded experience or integrate individual modules into your existing digital products.
APISDKWhite LabelPartner PortalEmbedded ClaimsEmbedded AssistanceSingle Sign-OnWebhook / Case EventsAnalytics Dashboard
Bank mobile appProtected
Family protection
Included in your account
Insurer appProtected
Family protection
Included in your policy
Telco customer portalProtected
Family protection
Included in your plan
Build vs partner
Years of infrastructure. Available as one platform.
Build internallyPartner with us
Insurance product designIntegrated
Incident taxonomyIntegrated
Cyber-response networkIntegrated
Claims workflowsIntegrated
Safety protocolsIntegrated
Reporting workflowsIntegrated
Legal localizationIntegrated
Vendor integrationsIntegrated
24/7 supportIntegrated
AnalyticsIntegrated
Continuous threat updatesIntegrated
Deploy through one infrastructure layer.
Partner solutions
Different partners. One infrastructure.
Banks
Protect the financial and digital lives of your customers.
Example propositions
- •Premium-account benefit
- •Card subscription add-on
- •Family protection membership
- •Fraud + identity + cyber insurance
Partner value
- Additional fee income
- Stronger fraud proposition
- Improved customer loyalty
- Differentiation beyond banking
Configurable insurance engine
Insurance that adapts to your distribution model.
Use an existing carrier relationship or launch with one of our insurance partners. The customer experience remains separate from the underlying risk capacity.
Coverage modules
Limits
Deductibles
Eligibility
Family definition
Pricing
Carrier
Reinsurance
Claims workflow
Distribution channel
Territory
Product branding
Insurance economics
Protection improves insurance economics.
Traditional insurance begins after a loss. Family Cyber Protection can intervene while the incident is still happening.
Prevention
Earlier Detection
Faster Response
Reduced Loss Severity
Better Claims Data
Better Product Design
Trust, privacy and governance
Family safety requires a different standard of trust.
Privacy by Design
We minimize sensitive data collection and separate safety information from insurance and analytics wherever appropriate.
Protection Without Surveillance
The platform protects families without turning children's private digital lives into underwriting data.
Controlled Data Sharing
Case information is shared only with appropriate parties based on purpose, consent, law and safeguarding protocols.
Human Oversight
High-risk safeguarding incidents can be escalated to trained specialists rather than relying solely on automation.
Platform architecture
Interoperable by design. Modular by default.
Partner distribution
BankInsurerTelcoEmployerDigital Platform
Experience layer
White-label appEmbedded journeysAPIsSDKPartner portal
Family Cyber Protection Platform
IdentityFraudCybersecurityFamily SafetyInsuranceIncident ResponseCase ManagementReporting
Orchestration layer
CarrierReinsurerClaimsBank / PaymentsCyber ResponseLegalCounselingDigital Platforms
Data + intelligence
Incident taxonomyRisk analyticsClaims intelligenceService analyticsProduct analytics
Why now
Digital family risk is becoming a mainstream financial-services category.
01Families increasingly face identity theft, fraud, account compromise, cyberbullying, online coercion and AI-enabled impersonation.
02Personal cyber insurance is evolving from reimbursement toward prevention and response.
03Banks, insurers and telcos already hold the customer relationships required to distribute protection at scale.
04The missing layer is infrastructure connecting these services into one coherent customer proposition.
Implementation
From concept to launch.
Start with one market or customer segment. Expand modules and territories over time.
01
Design
Define customer, coverage, benefits and proposition.
02
Configure
Set modules, workflows, branding and integrations.
03
Integrate
Connect channels, carrier, claims and providers.
04
Launch
Deploy, measure engagement and improve continuously.
Commercial models
Flexible economics for different distribution models.
PMPM / Subscription Infrastructure Fee
Insurance Revenue Share
SaaS / Platform License
Usage-Based Response Fees
Claims / Assistance Services
Enterprise Partnership
Infrastructure for trusted distribution
Your customers already face digital family risk.
You already have the relationship. We provide the infrastructure to turn protection into a scalable product.
For banks • insurers • telcos • embedded distribution partners